| Rewards | 3× Membership Rewards® points per $1 at U.S. supermarkets (up to $6,000/year) 2× points per $1 at U.S. gas stations 1× point per $1 on other purchases 50% bonus points if you make 30 or more purchases in a billing cycle |
|---|---|
| Signup Bonus | 15,000 Membership Rewards points after spending $1,000 in the first 3 months. |
| Annual Fee | $95 |
| Cardmember Agreement | View Here |
| Cash Advance APR | Prime + 21.99% (variable) |
| Cash Advance Fee | 5% of the advance, with a minimum of $10. |
| Late Payment Fee | Up to $39 on first late payment; up to $39 if late again within 6 billing cycles. |
| Purchases APR | Prime + 9.74% to Prime + 19.74% |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The Amex EveryDay Preferred Credit Card is known for its strong Membership Rewards earning structure, especially at U.S. supermarkets and gas stations, plus a big 50% points bonus when you make 30+ purchases in a billing cycle. It does carry an annual fee, but most users say the boosted points can easily outweigh it if you use the card regularly.
Many reviewers mentioned that the supermarket 3× rate (up to the annual cap) and the gas station 2× rate are great for families or anyone with heavy grocery and commute spending. Most users say the 50% bonus is the real value driver and makes the card feel unusually rewarding for everyday purchases.
On the other hand, most complaints focus on the annual fee, the need to track 30 swipes per month, and the foreign transaction fees, which make it a poor choice for international travel. Some people also note that hitting 30 purchases can feel like a chore in low-spending months.
Personally, I think the EveryDay Preferred is best for someone who spends a lot on groceries and gas and doesn’t mind the swipe-tracking game. If you’re consistent with your spending habits, the rewards can be excellent — but if you want simpler earning or travel-friendly perks, other Amex cards may fit better.
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Decent points for everyday spending, but fee hits hard
I use this for groceries and gas, and the 50% points bonus when I hit 30 transactions is sweet. But the $95 annual fee is tough to justify some months.
