| Rewards | Uses Membership Rewards® points. Earns 3× points on travel (flights, hotels, transit) and dining. Earns 1× point on all other purchases. |
|---|---|
| Signup Bonus | 60,000 Membership Rewards points after spending $3,000 in the first 6 months. 20% back as a statement credit on travel & transit purchases (up to $200) during those first 6 months. |
| Annual Fee | $150 |
| Cardmember Agreement | View Here |
| Cash Advance APR | Prime Rate + 21.99% |
| Cash Advance Fee | Either $10 or 5% of the advance amount (whichever is greater) |
| Late Payment Fee | Up to $40 |
| Purchases APR | 12.74% – 20.74% variable, depending on prime rate and your credit. |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
The Amex Green Card is mostly known for its travel-friendly rewards, flexible Membership Rewards points, and a mid-range annual fee that’s easier to justify if you travel at least a few times a year. Most users say the card is great for earning points on flights, hotels, and transit, and many reviewers mentioned that the statement credits—especially the travel and lifestyle ones—help soften the cost.
On the positive side, people often praise how simple the rewards structure is and how valuable the points can be when transferred to airline partners. Cardholders also like that it’s lighter on fees than premium travel cards, but still comes with solid travel protections.
Common complaints include the annual fee feeling steep for infrequent travelers, limited everyday spending bonuses compared with other Amex cards, and the fact that some credits require specific partners, which can make them harder to use.
Personally, I think the Amex Green is best for newer travelers or anyone who wants a flexible, low-maintenance travel rewards card without jumping to a pricey premium option. If you’re mostly after cash back or hardly ever travel, you’ll probably find better value elsewhere.
I've been using this for a while now, its actually a good credit card.