| Rewards | You earn 3× points on airfare booked directly with airlines, and 2× points at U.S. gas stations, restaurants, and supermarkets. |
|---|---|
| Signup Bonus | Typically 25,000 Membership Rewards points after spending $2,000 in the first 3 months |
| Annual Fee | $195 |
| Cardmember Agreement | View Here |
| Cash Advance APR | N/A |
| Cash Advance Fee | N/A |
| Late Payment Fee | Up to $38 |
| Purchases APR | N/A (balance must be payed in full each month) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
The American Express Premier Rewards Gold Card has long been known for its strong travel-focused rewards, mid-tier annual fee, and Membership Rewards program. Most users say the card really shines for airfare purchases, thanks to its elevated points on flights and solid transfer partners. Many reviewers mentioned that the ability to earn extra points at restaurants and U.S. supermarkets gave the card good everyday value before it was replaced by the newer Amex Gold.
On the positive side, people often praised how quickly points could stack up for frequent travelers, especially those loyal to airline transfer partners. Cardholders liked the combination of rewards, decent protections, and a fee that felt reasonable for a travel-leaning card.
Negative feedback usually centered on the rewards feeling a bit outdated over time, especially once competing cards began offering richer multipliers. Some users also complained that the perks didn’t always fully offset the annual fee unless you maximized airfare spending.
Personally, I think the Premier Rewards Gold was best for travelers who wanted strong airfare rewards without jumping into premium-card pricing. If you’re considering something similar today, the modern Amex Gold or a travel-focused competitor may offer better overall value.
I've been using this for six months, and it's been a game changer. The points on flights and dining add up quickly, and I actually feel like I'm getting real value back. Definitely worth it!