| Rewards | You earn 1 point for every $1 spent on everyday eligible purchases. |
|---|---|
| Signup Bonus | A one-time new account rewards bonus of $400 is available after meeting specific requirements. |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | 24.99% variable |
| Cash Advance Fee | The greater of $4 or 4% of the transaction |
| Late Payment Fee | $25 |
| Purchases APR | Between 16.24% and 24.99% depending on your creditworthiness. |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
The Arvest Corporate Visa Credit Card is known primarily as a business-focused card with no annual fee for standard accounts and participation in the Arvest Flex Rewards program. Unlike many corporate cards, it doesn’t offer flashy sign-up bonuses or travel perks, but it does provide 1 point per $1 on eligible purchases, redeemable for cash, travel, or merchandise.
Most users say they appreciate the simplicity and transparency of the rewards structure, and many reviewers mentioned that the card is easy to manage alongside other business expenses. Cardholders also like that it integrates smoothly with Arvest business banking for expense tracking.
On the downside, users often complain that the rewards rate is modest compared with other business cards, and some mention that cash advance and late-fee details aren’t clearly spelled out, which can make carrying a balance a bit risky.
Personally, I think this card is a solid choice for small businesses or corporate users who want a straightforward, no-annual-fee card with basic rewards. If your business is looking for high-value bonuses, premium travel perks, or higher rewards rates, other business credit cards might deliver more bang for your buck.
We use this as our company card. It makes tracking expenses simple and the reporting tools help during tax season. No real problems so far.