| Rewards | Earn 3 miles per $1 spent on Asiana Airline purchases, 2 miles per $1 spent on gas and grocery purchases, 1 mile per $1 spent on all other purchases, receive 10,000 bonus miles annually, receive 2 Asiana Airline lounge invitations annually, $100 annual rebate on Asiana Airline tickets |
|---|---|
| Signup Bonus | Receive 30,000 bonus miles after you spend at least $3,000 within the first 90 days |
| Annual Fee | $99 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 15.74% to 22.74%, based on your creditworthiness, for direct deposit and check cash advances, 25.49% for bank cash advances (all APRs are subject to change) |
| Cash Advance Fee | Either $10 or 3%, whichever is greater, for direct deposit and check cash advances, either $10 or 5%, whichever is greater, for ATM, over-the-counter-same-day online and cash equivalent cash advances |
| Late Payment Fee | Up to $37 |
| Purchases APR | 12.74% to 19.74%, depending on your creditworthiness (APR is subject to change) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
I signed up mainly for the mile bonus and annual rebate on an Asiana ticket, which helped toward my Asia trip. The gas and grocery bonus miles were nice. Still, the fee and limited everyday perks made me think twice about keeping it long term.