| Rewards | 5 points/$1 spent at Banana Republic, 1 point/$1 spent on all other purchases | 
|---|---|
| Signup Bonus | 15% saved on first purchase | 
| Annual Fee | $0 | 
| Cardmember Agreement | View Here | 
| Cash Advance APR | 26.99% APR (subject to change) | 
| Cash Advance Fee | $10 or 4%, whichever is greater | 
| Late Payment Fee | Up to $38 | 
| Purchases APR | 24.99% APR (subject to change) | 
 
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