| Rewards | Introductory 0.00% APR for the first 12 billing cycles on purchases. | 
|---|---|
| Signup Bonus | Introductory 0.00% APR for the first 12 billing cycles on purchases. | 
| Annual Fee | $0. | 
| Cardmember Agreement | View Here | 
| Cash Advance APR | Prime + 4.74% to Prime + 22.74% (APR) 7.99% to 25.99%. | 
| Cash Advance Fee | Either $0 to $10 or 0% to 4% of the advance amount, whichever is greater. | 
| Late Payment Fee | Up to $38. | 
| Purchases APR | Platinum Visa: 0% introductory APR for the first 12 billing cycles. After that, 9.99% to 20.99% based on your creditworthiness when you open your account. This APR will vary with the market based on the Prime Rate. | 
 
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