| Rewards | Earn 1 point for every $1 spent and [Bonus] 25% bonus on all points earned every month, or [Bonus PLUS] 50% bonus on all points earned every month |
|---|---|
| Signup Bonus | 0% APR for the first 6 billing cycles on purchases and balance transfers, and $25 cash back on your first purchase [Bonus], $50 cash back on your first purchase [Bonus PLUS] |
| Annual Fee | [Bonus] $0 [Bonus PLUS] $50 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 24.49% (APR is subject to change) |
| Cash Advance Fee | $5 or 3%, whichever is greater, for check cash advances, $10 or 4% for cash advance and ATM cash advances, and $20 or 4% for cash equivalent advances |
| Late Payment Fee | Up to $39 |
| Purchases APR | 12.49% to 23.49% (APR is subject to change) |
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