| Rewards | Cardholders can earn 1% cash back on every purchase, 2% cash back at grocery stores, or 3% cash back on gas. Grocery store/gas bonus rewards are valid for up to $1,500 in grocery/gas quarterly spending. | 
|---|---|
| Signup Bonus | New cardholders get 0% APR for the first 12 months as well as online exclusive $100 cash rewards bonus after making at least $500 in purchases in the first 90 days of account opening. | 
| Annual Fee | None | 
| Cardmember Agreement | View Here | 
| Cash Advance APR | 15.99% to 24.99% APR, depending upon creditworthiness and type of advance requested | 
| Cash Advance Fee | Cardholders pay either $10 or 3% of transaction for direct deposit and check cash advances. Cardholders pay either $10 or 5% of transaction for bank cash advances. | 
| Late Payment Fee | Up to $38 | 
| Purchases APR | 12.99% to 22.99% APR, depending upon creditworthiness | 
 
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