| Rewards | Cardholders can earn 1% cash back on every purchase, 2% cash back at grocery stores, or 3% cash back on gas. Grocery store/gas bonus rewards are valid for up to $1,500 in grocery/gas quarterly spending. |
|---|---|
| Signup Bonus | New cardholders get 0% APR for the first 12 months as well as online exclusive $100 cash rewards bonus after making at least $500 in purchases in the first 90 days of account opening. |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | 15.99% to 24.99% APR, depending upon creditworthiness and type of advance requested |
| Cash Advance Fee | Cardholders pay either $10 or 3% of transaction for direct deposit and check cash advances. Cardholders pay either $10 or 5% of transaction for bank cash advances. |
| Late Payment Fee | Up to $38 |
| Purchases APR | 12.99% to 22.99% APR, depending upon creditworthiness |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
The bank americard cash reward card has been one of the easiest cards to keep in my wallet. The cash back categories line up perfectly with my usual spending, so I earn without thinking about it. Payouts are fast, the app works smoothly, and I've never had an issue with billing. It's simple, dependable and genuinely rewarding for everyday use