| Rewards | When you use the card at Bass Pro Shops and Cabela’s (in-store or online), you earn “CLUB Points.” |
|---|---|
| Signup Bonus | You can earn up to ??$40 in CLUB Points as a sign?up bonus. |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | 31.24?% (variable) |
| Cash Advance Fee | Either $5 or 5% of the amount, whichever is greater. |
| Late Payment Fee | Up to $40 |
| Purchases APR | 19.99?% – 31.24?%, depending upon personal creditworthiness |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
The Bass Pro Shops Outdoor Rewards Credit Card is known for its no annual fee and rewards that stack up fastest at Bass Pro and Cabela’s stores. Most users say they like the CLUB Points system, where purchases at the stores earn more points than elsewhere, and many reviewers mentioned the modest signup bonus as a nice perk if you shop there anyway. Cardholders also appreciate that points don’t expire, making it easy to accumulate rewards over time.
On the flip side, some users complain that rewards are limited to Bass Pro/Cabela’s, so if you rarely shop there, the card doesn’t offer much value. Others mention that APR outside the stores is high, making carrying a balance costly, and a few noted that the points system can feel complicated if you’re not familiar with tiered earning.
Personally, I think this card is best for regular Bass Pro or Cabela’s shoppers who want to earn rewards on their purchases without paying an annual fee. If you mostly shop elsewhere or want flexible cash-back or travel perks, you might find more value with a general rewards card. But for fans of the outdoors who love gear from these stores, it’s a straightforward, low-maintenance way to earn points.
I use this card outdoor gear, but unless you shop bass pro or cabala's often, the points feel limited. Plus, the APR is high if you carry a balance.