| Rewards | Earn points for every dollar spent using the card at Boscov’s (and sometimes in-store events). 1 point per $1 spent (basic rate), with possible increased rates at higher annual spend levels. Double points on cosmetics and fragrances. Some cardholders and older guides reference up to 4% back in rewards certificates (points translate into store certificates). |
|---|---|
| Signup Bonus | New cardholders usually get a sign-on discount and bonus points when they open and activate the card: 15% off purchases on the day you activate and first use the card — usually up to a maximum amount (commonly around $100). 100 bonus rewards points when your account is opened. |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | N/A |
| Cash Advance Fee | N/A |
| Late Payment Fee | $30 if you haven’t been charged a late fee in the prior six billing periods $41 if you have been charged a late fee within the prior six billing periods |
| Purchases APR | Approximately 30.24% (variable based on the prime rate) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
Boscov’s Credit Card is best known as a no-annual-fee store card that rewards loyal Boscov’s shoppers with points and occasional discounts, rather than flexible cash back or travel perks. There’s usually a small signup discount on your first purchase, but no big intro bonus beyond that.
Most users say they like the simplicity: rewards are easy to earn at Boscov’s, certificates come regularly, and cardholder-only sales can stack with store promotions. Many reviewers also appreciate the $0 annual fee, which makes it low-risk if you already shop there often.
On the downside, many reviewers mention the very high purchase APR, which makes carrying a balance expensive. Others complain that rewards are store-only note redeemable elsewhere, and some users report frustrating customer service experiences with the issuer, Comenity.
Personally, I think this card makes sense only for frequent Boscov’s shoppers who pay in full every month. If you want flexible rewards, lower interest, or broader perks, you’ll find much better value with a general cash-back credit card.
RATE THIS CREDIT CARD
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Bro sorry, but some error occurred :O
B
Only worth it at checkout
I signed up for this to get an in store discount, and that part was fine. But outside of sales events, there's not much value, and managing the account feels clunky. I only use it when I really have to.
A
Perfect card for frequent shopper at Boscov's!
This has been really convenient. The special discounts and rewards on purchases make shopping there even better, and I've already saved quite a bit. Perfect for anyone who shop's at Boscov's regularly!
