| Rewards | None. |
|---|---|
| Signup Bonus | None. |
| Annual Fee | None. |
| Cardmember Agreement | View Here |
| Cash Advance APR | N/A |
| Cash Advance Fee | Either $10 or 5% of the cash advance amount. |
| Late Payment Fee | Late payment fees can be as high as $39. |
| Purchases APR | 26.99% APR |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
The Briggs & Stratton Credit Card is a no-annual-fee store financing card designed for equipment purchases through authorized dealers. It’s not about cash back or perks—its main draw is special promotional financing on big items like generators, lawn equipment, and power tools.
Most users say they like the easy access to financing and the ability to spread out payments on expensive purchases, often with deferred-interest offers. Many reviewers mentioned that approval is fairly straightforward, especially for customers already buying through Briggs & Stratton dealers.
On the flip side, complaints are pretty consistent. Users often point to the high regular APR once promo periods end, and the fact that the card has no rewards, no bonus, and no use outside the brand. Some reviewers also note mixed experiences with customer service, since the card is managed by Synchrony Bank.
Personally, I think this card only makes sense if you’re planning a large Briggs & Stratton purchase and can pay it off during the promo period. For everyday spending or long-term value, most people will be better off with a general rewards credit card.
Helpful for big outdoor equipment buys, but interest and limited rewards made me think twice before using it on everyday stuff