| Rewards | Earn points on purchases: You typically earn points (often 1–2×) for every dollar you spend with BrylaneHome and other FULLBEAUTY brands, which can turn into reward certificates you redeem at checkout. In addition to this, cardholders also get free shipping four times a year. |
|---|---|
| Signup Bonus | You may receive a $10 bonus reward on your first billing statement after opening and using the card. |
| Annual Fee | There is no annual fee associated with this card. |
| Cardmember Agreement | View Here |
| Cash Advance APR | 29.99% |
| Cash Advance Fee | Either $10 or 5% of the amount of each cash advance. |
| Late Payment Fee | Late payment fees can be up to $41. |
| Purchases APR | 22.24% or 29.24% |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
The BrylaneHome Platinum Credit Card is a store-focused rewards card with no annual fee, small signup perks, and points that convert into reward certificates for future purchases. It’s designed mainly for loyal BrylaneHome shoppers rather than general-purpose spending.
Most users say they like the easy way to earn points on every purchase, the birthday and seasonal perks, and occasional free shipping offers. Many reviewers mentioned that the card feels especially rewarding if you regularly shop BrylaneHome or other FULLBEAUTY brands, and the reward certificates are simple to redeem at checkout.
On the flip side, cardholders often complain about the high APR, which makes carrying a balance expensive. Others note that the rewards are limited to BrylaneHome and partner brands, so if you shop elsewhere, the card doesn’t offer much value.
Personally, I think this card makes sense only for frequent BrylaneHome shoppers who want small, consistent rewards and perks on purchases they’d make anyway. If you’re looking for broad cash back or travel rewards, most people will find more value with a general-purpose rewards card.
I thought this card would help with byrlanehome purchases, but the interest rate felt way too high and rewards were basically nonexistent. After a few months it just sat unused in my wallet, costing more than it gave back.