| Rewards | Earn points on all purchases: Typically 1 point per $1 spent on everyday purchases. Bonus on NFL & team-related purchases: Often 2 points (or more) per $1 on NFL purchases, Bills purchases, NFLShop.com, stadium ticket purchases, and tickets bought through team or NFL-approved partners Earn 2X points on NFL merchandise and game tickets. Earn 1 point per dollar on regular, non-NFL purchases. Redeem all your points for rewards including cash back. |
|---|---|
| Signup Bonus | Earn 10,000 bonus points after spending $500 on eligible purchases within the first 3 months. |
| Annual Fee | There is no annual fee associated with this card. |
| Cardmember Agreement | View Here |
| Cash Advance APR | 30.74% |
| Cash Advance Fee | Either $10.00 or 5% of the cash advance amount — whichever is greater. |
| Late Payment Fee | Late payment fees can be as high as $41. |
| Purchases APR | 17.74% – 31.74%, based on your credit worthiness. |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
The Buffalo Bills Extra Points Card is best known as a no-annual-fee fan card that lets Bills supporters earn rewards tied to NFL purchases and team gear, rather than strong everyday cash back or travel perks.
Most users say they like the $0 annual fee and the fact that rewards can be redeemed for Bills and NFL merchandise, tickets, and experiences. Many reviewers mentioned that earning extra points on NFLShop and team-related purchases makes the card feel more personal if you’re a loyal fan. The signup bonus is modest, but cardholders generally view it as an easy win with low spending requirements.
On the downside, users often complain that the rewards value is limited outside of NFL redemptions. Many reviewers mentioned that everyday spending only earns a flat rate, and the high APR makes carrying a balance expensive. Customer service experiences are described as hit-or-miss, which also comes up in reviews.
Personally, I think this card is best for die-hard Bills fans who want a fun, low-commitment card for team purchases. If you’re chasing flexible cash back or travel rewards, you’ll likely find better value elsewhere.
Bills fans get team rewards and special offers that make everyday spending more fun. The card has no annual fee and earns points on purchases. Redemption is simple , with options for cash back or NFL experiences. For loyal fans, it's a practical way to show support while earning value