| Rewards | 3% cash back on gas, 2% cash back at grocery stores and wholesale clubs, 1% cash back on all other purchases, 10% customer bonus when you redeem directly to a Bank of America checking or savings account |
|---|---|
| Signup Bonus | $100 cash rewards bonus after you spend at least $500 within the first 90 days, 0% APR for your first 12 billing cycles for purchases and for any balance transfers made within 60 days |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 16.49% to 25.49%, based on your creditworthiness, for Direct Deposit and Check Cash Advances, 25.49% for Bank Cash Advances (APR is subject to change) |
| Cash Advance Fee | Either $10 or 3% (whichever is greater) for Direct Deposit and Check Cash Advances, either $10 or 5% (whichever is greater) for all other cash advances |
| Late Payment Fee | Up to $38 |
| Purchases APR | 13.49% to 23.49%, based on your creditworthiness (APR is subject to change) |
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