| Rewards | Unlimited 1.5% cash back on every purchase, every day. 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel, and on Capital One Entertainment purchases (terms apply) |
|---|---|
| Signup Bonus | Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening. |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 29.74% (APR is subject to change) |
| Cash Advance Fee | Either $10 or 3% of the cash advance amount, whichever is greater. |
| Late Payment Fee | Up to $40 |
| Purchases APR | After the introductory 0% APR period (typically 15 months on purchases and balance transfers), the ongoing purchase APR is about 19.74% – 29.74% variable based on your creditworthiness. |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The Capital One Quicksilver Credit Card is known for its simple, unlimited 1.5% cash back on every purchase, a $0 annual fee, and a straightforward welcome bonus. It’s often recommended as an easy, no-maintenance cash-back card.
Most users say they like the simplicity. Many reviewers mentioned that earning the same cash back rate everywhere makes budgeting easy, and the signup bonus is attainable without heavy spending. Cardholders also appreciate perks like no foreign transaction fees, a solid mobile app, and reliable customer service.
On the flip side, users often point out that 1.5% cash back isn’t market-leading, especially compared to 2% cards. Others mention the high ongoing APR once the intro period ends, which makes carrying a balance expensive. A few reviewers also wish it offered bonus categories or stronger travel perks.
Personally, I think Quicksilver is a great everyday card if you want uncomplicated cash back and don’t want to track categories. It’s worth applying for if you value simplicity, but rewards maximizers may find better value elsewhere.
RATE THIS CREDIT CARD
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Bro sorry, but some error occurred :O
S
simple cash back
I like the straightforward 1.5% cash back on everything, no categories to track. However, the card lacks premium perks compared to others. Good for convenience, but not the best for maximizing rewards.
L
Love Capital One
I love this company. They have given me a chance to work with a credit line I enjoy. I thank Capital One!
L
luvia azamar
excellent credit card
