| Rewards | Earn unlimited 3% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases. 2% back at gas stations, restaurants, and on local transit/commuting. 1% back on all other purchases |
|---|---|
| Signup Bonus | $50 Amazon Gift Card loaded to your Amazon account upon approval of the card (no minimum spend) |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | 29.49%–29.99% |
| Cash Advance Fee | Either $10 or 5% of the cash advance amount, whichever is greater. |
| Late Payment Fee | Up to approximately $39–$40 if you pay after the due date |
| Purchases APR | ~18.74%–27.49% |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The Chase Amazon Credit Card stands out for its strong rewards on Amazon and Whole Foods purchases, combined with no annual fee. Most users say they love earning 3% back (or 5% if you’re a Prime member) on Amazon and Whole Foods, with additional cash back on restaurants, gas, and other everyday spending. Many reviewers mentioned the instant Amazon gift card upon approval as a nice perk and appreciated how seamlessly the card integrates with their Amazon account.
On the flip side, cardholders often point out that outside Amazon/Whole Foods, rewards are modest (1–2%), and some mention that interest rates are relatively high if you carry a balance. Late payment or cash advance fees can also add up, making it less ideal for those who don’t pay in full each month.
Personally, I think this card is best for frequent Amazon shoppers, especially Prime members, who pay off their balance monthly. It’s a simple, rewarding card for everyday Amazon spending, but those looking for broader travel perks or high cash-back on all purchases might find better value elsewhere.
RATE THIS CREDIT CARD
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Bro sorry, but some error occurred :O
L
My go To for Everyday Amazon
It's easy to redeem points for purchases or cash back, and I never pay an annual fee. Sometimes rewards outside Amazon feel modes, but overall it fits my spending habits well.
E
benjamin christiansen
benjamin Christiansen
