The Chase Slate Credit Card is best known as a no-frills balance-transfer card, not a rewards earner. It offers a long 0% intro APR on balance transfers and purchases, no annual fee, and a simple setup that’s clearly aimed at people trying to manage or pay down debt—not rack up points.
Most users say the extended 0% introductory APR is the main draw. Many reviewers mentioned how helpful it is for consolidating high-interest debt without paying interest for well over a year. The $0 annual fee and Chase’s easy-to-use app also get consistent praise.
The biggest complaint is obvious: there are no rewards, no cash back, and no signup bonus. Some users also mention that once the intro period ends, the ongoing APR can feel steep if you’re still carrying a balance.
Personally, I think Chase Slate makes sense if your top goal is getting out of debt efficiently. It’s not exciting, but it’s practical. If you want rewards or perks, though, this card will feel very bare-bones.
