| Rewards | 5× points on travel purchased through Chase Travel® (flights, hotels, rental cars, tours) — excluding items that trigger the hotel credit. 3× points on dining, including eligible takeout and delivery. 2× points on other travel purchases. 1× point on all other purchases. Additional Rewards & Perks 10% anniversary bonus — each year you get bonus points equal to 10% of your total purchases from the prior year. $50 annual hotel credit — up to $50 per year when you book hotel stays through Chase Travel®. |
|---|---|
| Signup Bonus | Earn 75,000 bonus Chase Ultimate Rewards® points after you spend $5,000 on purchases in the first 3 months from account opening |
| Annual Fee | $95 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 28.49%-28.99% variable |
| Cash Advance Fee | Either 5% of the amount of each cash advance or a minimum fee (typically $10), whichever is greater. |
| Late Payment Fee | Up to $40 |
| Purchases APR | 19.24%-27.49% Variable |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The Chase Sapphire Preferred is best known as a starter travel card that punches above its weight. It offers flexible Ultimate Rewards points, solid bonuses on travel, dining, and everyday categories, a strong intro bonus, and a modest annual fee compared to premium travel cards.
Most users say the rewards are easy to earn and even easier to use. Many reviewers mentioned loving the ability to transfer points to airline and hotel partners, which can stretch their value far beyond simple cash back. Cardholders also appreciate the built-in travel protections and the feeling that this card “grows” with you as you get more into points and miles.
On the downside, some users complain that it’s not flashy enough long-term. A few wish the bonus categories were broader, and others note that redemptions take a bit of learning compared to flat cash-back cards.
Personally, I think it’s one of the best all-around cards if you travel even occasionally and want flexibility. If you’re purely cash-back focused, though, simpler cards may fit better.
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Bro sorry, but some error occurred :O
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made travel so much easier
The points rack up fast, and transferring them to airlines saved me a ton on a recent vacation. The travel insurance alone gave me peace of mind. Totally worth it!
