| Rewards | Earn 5X points on qualifying Chrysler, FCA, and dealership purchases (service, parts, accessories). 2X points on gas and travel purchases. 1X point per dollar on all other purchases |
|---|---|
| Signup Bonus | $100 statement credit after spending $100 on FCA US purchases in your first billing cycle. Some versions offer a $1,000 bonus certificate toward the purchase of an FCA vehicle when you spend $7,500 in your first reward year. |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | 30.24% variable |
| Cash Advance Fee | Either $15 or 5% of the amount of each cash advance, whichever is greater. |
| Late Payment Fee | $40 |
| Purchases APR | 21.24%?–?30.24% variable |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The Chrysler DrivePlus® Mastercard stands out as a rewards card tailored for Chrysler, Dodge, Jeep, and Ram owners, with no annual fee and bonus points on eligible dealership purchases. You can earn extra points on gas and travel, and redeem rewards toward FCA vehicle purchases, services, or as cash back. Some versions also offer introductory bonus credits or reward certificates for new cardholders.
Most users say the card is great for car enthusiasts and Chrysler owners, especially if you frequently service your vehicle at dealerships. Many reviewers mentioned they appreciate the high points on FCA purchases and the flexibility to redeem rewards toward cars, parts, or gift cards. The signup bonuses and occasional dealer promotions are another frequently praised perk.
Some cardholders complain about the high APR if balances are carried, and many note that rewards outside FCA or dealership spending are modest. A few reviewers mentioned that point redemption can feel restrictive if you’re not planning a vehicle purchase or service soon.
Personally, I think this card is best for loyal Chrysler owners who pay their balance in full each month and want to earn rewards toward vehicles or service. If you’re looking for broad cash-back or travel rewards, there are better general-purpose cards available.
RATE THIS CREDIT CARD
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Not Worth The Hype for Everyday Use
I signed up hoping for card related perks, but rewards barely added up and I rarely found bonus categories that mattered. With so many other cards offering stronger benefits and lower rates, this one didn't keep my business after the first year.
