| Rewards | New cardholders can earn 30 ¢ off per gallon of CITGO fuel for the first 60 days after account opening (applied in CITGO Rewards credits). After the introductory period, you earn 5 ¢ off per gallon of CITGO fuel on every purchase with the card. |
|---|---|
| Signup Bonus | It’s the 30 ¢ per gallon fuel discount you get for fuel purchases during the first 60 days after opening the account. |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 29.99% variable |
| Cash Advance Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Late Payment Fee | Up to $40 |
| Purchases APR | 29.99% variable |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The Citgo Rewards Credit Card is best known as a no-annual-fee gas card that offers simple, cents-off savings at CITGO stations rather than traditional cash back. There’s no flashy welcome bonus—instead, new cardholders get a temporary higher fuel discount, then a smaller ongoing discount per gallon.
Most users say the card is easy to understand and useful if you regularly fill up at CITGO. Many reviewers mentioned liking the intro fuel discount, the lack of an annual fee, and the ability to stack savings with the Club CITGO app. For loyal CITGO drivers, the savings feel predictable and straightforward.
Common complaints center on the high APR, limited rewards outside of gas, and the fact that discounts are only valuable if you consistently use CITGO stations. Some cardholders also say customer service can feel slow, which is a familiar gripe with store-branded cards.
Personally, I think this card makes sense only for frequent CITGO customers who pay their balance in full. It’s not a great everyday card, but as a niche gas saver, it does its job.
RATE THIS CREDIT CARD
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Bro sorry, but some error occurred :O
F
Great for Frequent Gas Runs
I earn points every fill up, and rewards stack faster than I expected. Easy to use app and no surprise genuinely pleased with it.
F
Great for Frequent Gas Runs
I earn points every fill up, and rewards stack faster than I expected. Easy to use app and no surprise genuinely pleased with it.
D
credit card
I think your web site stinkes when you make it so diffacult that i can't pay my credit card
E
City Rewards Credit Card
Horrible. Generally easy to use at the pump. Sometimes I have to sign for my purchase and sometimes I don't. All my other gas cards do not require a signature why do I need to do this with this card? Second....I've been trying to log in for the last hour to pay my card. Not one of the web site addresses or links work. This happens every month. It was so much easier when it was associated with JP Morgan Chase.
