| Rewards | 2 American Airlines AAdvantage® miles per $1 spent on: Eligible American Airlines purchases Gas stations Car rentals Telecommunications merchants, cable & satellite providers 1 AAdvantage mile per $1 on all other purchases. |
|---|---|
| Signup Bonus | Earn 65,000 American AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening (offers may vary and change over time). |
| Annual Fee | $0 introductory annual fee for the first 12 months, then $99 per year |
| Cardmember Agreement | View Here |
| Cash Advance APR | 29.74% Variable APR on cash advances |
| Cash Advance Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Late Payment Fee | Up to $41 |
| Purchases APR | 19.49%?–?28.49% Variable APR on purchases, depending on your creditworthiness. |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The CitiBusiness® / AAdvantage® Platinum Select® Mastercard® is known for its focus on earning American Airlines miles, with bonus miles for flights, gas, car rentals, and telecom purchases. It comes with a $0 first-year annual fee (then $99), a solid signup bonus, and tools to help small business owners separate business expenses from personal spending.
Most users say they love how quickly miles accumulate on everyday business purchases, and many reviewers mentioned that the intro annual fee waiver and easy online account management are real pluses. Cardholders also like that the rewards are straightforward and tied to a major airline, making them valuable for frequent flyers.
On the downside, some users complain about the high purchase APR after the introductory period and the lack of general cash-back or flexible rewards. A few reviewers noted that customer service can be inconsistent when dealing with account issues or disputes.
Personally, I think this card is best for small business owners who travel regularly with American Airlines and want to maximize miles on routine spending. But if your priority is general rewards, low interest, or a broader airline program, other cards might be a better fit. Overall, it’s a solid niche card for travel-focused business owners.
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Bro sorry, but some error occurred :O
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Disappointing for the Small business travel
I opened this card hoping for easy travels perks, but the bonus miles were underwhelming and blackout dates felt restrictive. Managing rewards was clunky online. Not the boost my small business needed.
