| Rewards | 3 points per $1 spent at grocery stores, gas stations, discount stores, restaurants, and fast food. 1 point per $1 on all other purchases. You also get 15% off Classic Industries orders when using the card — a special perk tied to the brand’s parts & accessories business. |
|---|---|
| Signup Bonus | N/A |
| Annual Fee | There is no annual fee. |
| Cardmember Agreement | View Here |
| Cash Advance APR | 28.49% variable APR on cash advances |
| Cash Advance Fee | 3% of the amount of each cash advance, with a $15 minimum and a $50 maximum |
| Late Payment Fee | Up to $38 |
| Purchases APR | Variable APR for purchases typically between about ~15.49% and ~23.49% after any introductory period, depending on your creditworthiness and the Prime Rate |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The Classic Industries Platinum Visa Rewards Credit Card is known for its rewards on everyday spending and perks for Classic Industries shoppers, including 3 points per $1 at groceries, gas, discount stores, restaurants, and fast food, plus 1 point per $1 on all other purchases. It also comes with no annual fee and a 15% discount on Classic Industries orders — a nice bonus for enthusiasts.
Most users say they appreciate the easy-to-understand rewards program and the automatic discount on Classic Industries purchases. Many reviewers mentioned that the card is simple to manage and makes earning points on everyday purchases feel worthwhile, especially if you’re already a fan of Classic Industries products.
On the downside, some users complain about the high APR for purchases and cash advances, and a few note that there isn’t a traditional signup bonus or significant introductory offer compared with other rewards cards. Customer service was also flagged as slow or inconsistent in a handful of reviews.
Personally, I think this card is best for Classic Industries customers who want to earn points on both everyday spending and brand purchases without paying an annual fee. If your focus is on high-value sign-up bonuses or low-interest rates, other cards might offer better value. Overall, it’s a niche but useful card for loyal shoppers.
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Strong everyday value with easy redemption
I like how rewards up on routine purchases like groceries and utilities. The redemption process was straight forward and there weren't any surprise fees on my statements. It's not a premium travel card, but for cash back style rewards it's solid and dependable for daily spending
