| Rewards | 1.5% cash back on all purchases |
|---|---|
| Signup Bonus | None |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | About 24.50% variable APR for cash advances |
| Cash Advance Fee | Either $5 or 3% of the amount of each cash advance, whichever is greater. |
| Late Payment Fee | Up to $15 for a late payment (and up to $20 for a returned payment). |
| Purchases APR | Approximately 19.00%?–?23.00% variable APR on purchases and balance transfers, depending on your creditworthiness |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The City National Bank Visa Credit Card is known for its simple cash-back and rewards programs, depending on the version you choose, like the Cash Back or Flex Rewards Visa. It comes with no annual fee and earns rewards on everyday spending, with bonus categories like gas, groceries, and dining for certain cards. While it doesn’t typically offer a large signup bonus, its rewards structure is straightforward to understand.
Most users say they like the no-fee structure, predictable rewards, and the ability to earn points or cash back on routine purchases. Many reviewers mentioned that the online account management and mobile app make tracking rewards and payments convenient. Cardholders also appreciate that the rewards are redeemable for statement credits, travel, or gift cards without complicated restrictions.
On the downside, some users complain that the purchase and cash advance APRs are on the higher side if you carry a balance, and a few noted that the rewards aren’t as generous as other competing cash-back or travel cards.
Personally, I think this card is best for users who want a no-fee, straightforward rewards card for everyday spending without worrying about bonus categories or complicated point programs. If you’re seeking high-value sign-up bonuses or premium perks, you might find better options elsewhere, but for simplicity and reliability, it’s a solid choice.
RATE THIS CREDIT CARD
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Bro sorry, but some error occurred :O
K
Reliable Everyday card That didn't Miss a Beat
I've used my card for groceries ,gas, and bills for months no weird holds easy online statements, and steady rewards points. Customer service answered quickly when I had a question.
C
Disappointing rewards and support
It seemed promising, but rewards accumulate slowly, and customer service is hard to reach. It's functional for basic purchases, yet I expected more perks and better support for the annual fee.
