| Rewards | Reliable monthly payments will help improve your credit score more so than most other cards. |
|---|---|
| Signup Bonus | None. |
| Annual Fee | $29 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 20.99%. Variable based on the market Prime Rate. |
| Cash Advance Fee | $10 or 4% of the amount of the cash advance, whichever is greater. |
| Late Payment Fee | Up to $15. |
| Purchases APR | 20.99%. Variable based on the market Prime Rate. |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
I got this secured card after a rough patch, and it genuinely helped me rebuild my credit score. Payments always posted on time an reporting was reliable. The only downside? A modest credit limit, but that's to be expected at this stage.