| Rewards | None. |
|---|---|
| Signup Bonus | None. |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | Up to 29.99% variable APR |
| Cash Advance Fee | Greater of: $10, or 5% of the cash advance amount |
| Late Payment Fee | Up to $37 |
| Purchases APR | 23.00% variable APR (minimum) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The ExxonMobil Business Credit Card is a fleet-style fuel card designed more for managing business gas expenses than earning traditional credit card rewards. Instead of cash back or points, it offers tiered fuel rebates based on monthly fuel volume, along with basic expense tracking tools. There’s typically no annual fee, but it also doesn’t come with signup bonuses or lifestyle perks you’d see on standard business credit cards.
Most users say they like the simplicity and control it gives over fuel spending, especially for small businesses or fleets that regularly buy gas at Exxon or Mobil stations. Many reviewers also appreciate the rebate structure that scales with usage, which can add up for higher-volume drivers.
On the downside, a lot of cardholders mention that the rewards feel limited compared to general business cards, especially since savings only apply to ExxonMobil fuel. Others point out that it lacks flexibility, with no meaningful travel perks, cashback categories, or bonus spending options outside fuel.
Personally, I think this card only makes sense if fuel is one of your biggest and most predictable business expenses. For anything beyond that, most businesses would likely get more value from a general cashback or travel-focused business credit card.
RATE THIS CREDIT CARD
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Bro sorry, but some error occurred :O
R
Practical
This card is great for managing fuel costs for my business. Expense tracking is clear and savings add up over time. It is limited to Exxon stations, but for fuel management it works very well.
M
too limited for a business card
I was hoping to earn rewards on fuel and travel, but the benefits are too narrow. The cash back is decent at Exxon stations. It works if you're only filling up at Exxon, but that's about it.
M
too limited for a business card
I was hoping to earn rewards on fuel and travel, but the benefits are too narrow. The cash back is decent at Exxon stations. It works if you're only filling up at Exxon, but that's about it.
