| Rewards | 1.5 points for each dollar spent for first $15.000, 2 points for each dollar spent thereafter. All points converted and invested into Fidelity accounts | 
|---|---|
| Signup Bonus | None | 
| Annual Fee | None | 
| Cardmember Agreement | View Here | 
| Cash Advance APR | 16.99% for direct deposit and check cash advances 24.99% for bank cash advances | 
| Cash Advance Fee | $10 or 3% of the amount whichever is cheaper | 
| Late Payment Fee | Up to $35 | 
| Purchases APR | 13.99% | 
 
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