| Rewards | N/A |
|---|---|
| Signup Bonus | N/A |
| Annual Fee | $0.00 / year |
| Cardmember Agreement | View Here |
| Cash Advance APR | 29.90% APR |
| Cash Advance Fee | 2% of each cash advance |
| Late Payment Fee | Up to $25 |
| Purchases APR | 29.90% APR |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The First Savings Credit Card (now often issued as the HUE Mastercard®) is mainly known as a credit-building card for people with fair or poor credit, rather than a rewards product. It typically comes with a high APR around the 29.90% range, no meaningful rewards program, and no signup bonus, so it’s very much focused on access rather than perks.
Most users say they appreciate the relatively easy approval process, especially when they’ve been turned down elsewhere. Many reviewers also mention that it reports to all three major credit bureaus, which helps when rebuilding credit, and some like the possibility of credit line increases over time with responsible use.
On the downside, cardholders often complain about the high interest rates, limited benefits, and occasional fees depending on the offer received. Some also feel the terms can be confusing because different versions of the card circulate in mail offers.
Personally, I think it’s a “last-resort but functional” option—useful if you need to rebuild credit and can’t qualify elsewhere, but not a card you’d want to keep long-term once you qualify for better, lower-cost options.
RATE THIS CREDIT CARD
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Bro sorry, but some error occurred :O
J
Regret My first Card Choice
Too often my charges were declined and customers service offered zero real help wen I struggled. Wouldn't recommend it
D
First Savings Credit Card
I love First Saving Credit Card. I received the card in the mail and activated it the card years ago to pay for a class at the University I attend. Received the approval instantly. Thank you, First Savings Credit Card company.
G
Great card
I love this card. Have not had any problems.
K
Re-building my credit
I have had the card for about 6 months now. I knew the initial fee and the annual fee and the interest rate and agreed to all. The sums are high, but then this is a card for establishing or increasing your credit score. It is not really designed for everyday use although I am sure they love to see it.
I have had no problems. I have not needed to contact CS so I cannot comment on that but I have not had any surprises and have paid my bills on-time while carrying about an 80% balance to my $350 limit. They have reported promptly to the credit bureaus.
I think for my above stated purpose, this card is fine. Within a couple of more months, my credit score should be up enough to get a real card and dump this one, but I have been glad to have it.
R
Increase
My invoice is always on time there is some cards you will get a few days before it is Dew thay tell me its the postoffice how know i do not w
