| Rewards | 3% cash back on gas on the first $6,000 in annual fuel spend, 2% cash back on supermarket purchases, 1% cash back on other everyday purchases |
|---|---|
| Signup Bonus | 0% introductory APR on purchases and balance transfers for the first 6 billing cycles, $25 cash back bonus after first purchase |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | 24.49% (subject to change) |
| Cash Advance Fee | [convenience checks] 3% of the amount of each advance or $5 minimum, whichever is greater [cash advance] 4% of the amount of each advance or $10 minimum, whichever is greater [cash equivalent advance] 4% of the amount of each advance or $20 minimum, whichever is greater |
| Late Payment Fee | Up to $37 |
| Purchases APR | 12.49% to 23.49% (subject to change) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
I started using card for everyday buys and was pleasantly surprised how fast the cash back added up. No confusing tiers, just solid rewards and a smooth AmEx app. Customer support was helpful when I had a billing question.
The rewards add up quicker than I expected. I use it mostly for groceries and gas. My favorite part is how easy the cash back redemption is. Customer service was friendly when I called with a question.