| Rewards | N/A |
|---|---|
| Signup Bonus | N/A |
| Annual Fee | $35 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 23.99% APR |
| Cash Advance Fee | Either 4% of the amount of each advance or $10 minimum, whichever is greater. |
| Late Payment Fee | Late payment fees can be as high as $38. |
| Purchases APR | Variable APR currently 20.99%. |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
I mainly signed up for this card because I am a long time Orioles fan. The cash back is acceptable but not competitive with top rewards cards. It works well for basic purchases, but the team branding is the main appeal rather than the financial benefits.
This card has a straightforward process. Payments are reported on time, and the card is easy to manage. It doesn't have flashy rewards, but for credit building, it's excellent!