| Rewards | 1.5% cash back on all purchases |
|---|---|
| Signup Bonus | $50 statement credit if you spend $500 in the first 3 billing cycles |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | 25.49% (APR is subject to change) |
| Cash Advance Fee | Either $15 or 5% of the amount of each cash advance, whichever is greater |
| Late Payment Fee | Up to $37 |
| Purchases APR | 19.24% (APR is subject to change) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
It's reliable and easy to use, and I get a modest amount of cash back on everyday spending. But honestly, the rewards rate is pretty low, and there are no fancy perks like travel rewards or bonus categories.
Decent local card with fair cash back. I use it mostly for groceries and utilities. The rewards aren’t as high as some national cards, but I like supporting a smaller bank. Customer service is friendly but a bit slow on the phones.