| Rewards | Typically earns 3 HawaiianMiles per $1 on Hawaiian Airlines purchases, and 1 mile per $1 on all other purchases. Miles can be redeemed for flights on Hawaiian Airlines and partner airlines, as well as inter-island travel. |
|---|---|
| Signup Bonus | Commonly around 50,000–70,000 HawaiianMiles after meeting a spending requirement (often around $1,000–$2,000 in the first 90 days). Offers vary by promotion. |
| Annual Fee | $99 |
| Cardmember Agreement | View Here |
| Cash Advance APR | Variable APR typically around 29.99%–31.99%+ |
| Cash Advance Fee | Greater of $10 or 5% of the amount of each cash advance |
| Late Payment Fee | Up to $41 |
| Purchases APR | Variable APR generally around 20.24%–29.99%, depending on creditworthiness and the Prime Rate |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
The Hawaiian Airlines Credit Card is a straightforward airline rewards card designed for people who regularly fly between Hawaii and the mainland. It typically comes with a $99 annual fee and earns HawaiianMiles on airline purchases, plus a modest base earn rate on everyday spending, with a signup bonus that often provides enough miles for at least one round-trip flight depending on the promotion.
Most users say the biggest draw is the welcome bonus and airline-specific value, especially for booking flights during peak travel seasons when cash prices are high. Many reviewers mentioned they also like the occasional travel perks and how quickly miles can add up if they book directly with Hawaiian Airlines.
On the downside, people often point out that HawaiianMiles are not very flexible, since they’re mostly useful within Hawaiian Airlines’ network. Others mention the everyday rewards are weak compared to broader travel or cash-back cards, and the annual fee feels less worthwhile if you don’t fly the airline often.
Personally, I think this card is best for frequent Hawaiian Airlines flyers or Hawaii-based travelers who can consistently use the miles and offset the annual fee. If you want flexibility or stronger everyday rewards, a general travel card will usually make more sense.
I snagged this for our Hawaii trip and earned miles fast with flights, gas, and dining. Free checked bags and companion discounts were sweet perks, thought the $99 annual fee stings if you don't use it often. Great for frequent island travelers.
I fly Hawaiian Airlines a few times a year and the miles add up fast with this card. The companion ticket offer is a nice perk. Best if you stick mostly with Hawaiian flights.