|Rewards||Spend a minimum of $600 and become a Most Valuable Customer, which will allow you access to more than 18 different discounts throughout the year.|
|Signup Bonus||A 15% discount will arrive in the mail when you receive your Kohl's Credit Card. Save 20% on your first purchase. Access to at least 12 different discounts of anywhere from 30% off to 15% off each year.|
|Cardmember Agreement||View Here|
|Cash Advance APR||N/A|
|Cash Advance Fee||N/A|
|Late Payment Fee||Up to $35|
|Purchases APR||23.99% APR|
Worst online payment
Had this card about 2 months. I have yet to receive a statement but what I did receive was a late statement. So, when I go to the store to find out what the balance is, you cannot. Some customer privacy thing. Okay. But, could I find out what I owe so I am not dinged on my credit report as having a late payment? Not easy to access. Not easy to use online.
Dear: Lana Bittenbender perhaps you don't get increase because income to debt ratio or credit history . Anyway just keep clean low credit ratio and you should get increase ! But as far as kohls charge its the best . A because no Annual cost , B because as long as you make the minimum monthly payment ( which is a portion of your balance ) there is no interest charged ! C all the above no annual fee or monthly interest ! JC pennys is the worst ! I got one and never use it ! 24% interest on all charges until debt is paid ridicules if you got half decent credit pennys is not your best choice !
I love my Kohl's card and all of the savings
There are no increases on card. Never made a payment late and even paid more then required but can never get an increase. The APR is ridiculously high with no chance of a decrease. I only keep to help credit score. JcPenney is the best department store card to get, they give increases regularly and show their users how much they are appreciated. This card does nothing to say thank you to their users!!!!! Would never recommend this card to anyone.
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