|Rewards||3 points per $1 spent at at restaurants, office supply stores, and on wireless telephone services; 2 points at Lowe's; 1 point on all other purchases.|
|Cardmember Agreement||View Here|
|Cash Advance APR||25.24% APR|
|Cash Advance Fee||$5 or 3%, whichever is greater.|
|Late Payment Fee||Up to $38|
|Purchases APR||13.24%,15.24%, or 18.24% APR, based on creditworthiness.|
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