How to Apply for the Lowe’s Business Rewards Credit Card

Although Lowe’s Home Improvement offers two in-house brand credit cards for frequent shoppers, American Express offers a third card geared more towards businesses, the Lowe’s Business Rewards Credit Card. The rewards are good (a 3%-2%-1% split on cash-back) and there is no annual fee. Pair this with the favorable APR (if you have good credit) and you’re looking at a very appealing card, should you be in a line of work that utilizes Lowe’s services frequently. If you would like to apply, simply scroll down to find our easy-to-follow application guide.

Applicants are encouraged to review the Amex Online Privacy Policy in order to make sure their information is being properly protected once submitted to Amex.


You must:

  • Be a US resident (have a valid US street address)
  • Have a valid US SSN
  • Be at least 18 years of age

How to Apply

You will find the link to the secure application form available from the Amex card summary page (shown below) which houses some basic information about the card. In order to access the application select the orange apply link.

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Step 1- Business Information

Enter the following information regarding your business here:

  • Email address
  • Business name
  • Business address
  • Business phone number
  • Industry type
  • Company structure
  • Years in business
  • Number of employees
  • Annual revenue
  • Federal tax ID
  • Role in company
  • Estimated monthly spend

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Select continue to continue on.

Step 2- Personal Information 

Enter the following personal information here:

  • Name
  • Address
  • Phone number
  • SSN
  • Date of Birth
  • Annual income
  • Billing address

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Review the terms and conditions here before submitting.