How to Apply for the Pulaski Bank Visa Business Rewards/Rewards PLUS Card

The Pulaski Bank Visa Business Rewards and Rewards PLUS Cards are good options for business owners looking for a credit card with Pulaski Bank that has a reward points program. Both cards offer the same basic rewards program of 1 point per dollar spent, however, the standard rewards card, at the end of each month, supplies it’s users with a 25% bonus on all points accumulated over the course of the previous billing cycle. If that’s not enough for you, the rewards PLUS card provides a bonus of 50%. With either card, users will get an introductory APR of 0% for the first 6 months after which their APR will be 12.24% to 23.24% depending on their credit score (APR is subject to change). For the increased rewards, Rewards PLUS cardholders pay a $50 annual fee, whereas Pulaski Bank Visa Business Rewards Card carries no annual fee. For people interested in applying online for the Pulaski Bank Visa Business Rewards/Rewards PLUS Card, we have provided a helpful guide below.

The card-handler for this particular credit option is Elan Financial Services; it would be wise to review their privacy policy to ensure you’re comfortable with the manner in which they plan on using your personal and financial information.


The following must apply in order for you to be eligible for either credit card:

  • You must be 18 years of age
  • You must be a US citizen
  • You must have a SSN
  • You must have a business tax ID

How to Apply

Step 1- To start a secure application, go to this page, scroll down to the Visa Business Bonus Rewards Card and Visa Business Bonus Rewards PLUS Card, and click Apply Now beneath the card you want to apply for.


Step 2- Once on the credit card application page, provide the following required information detailed below in the Business Information section:

  • Business name to appear on cards
  • Name of business
  • Business tax ID
  • Street address
  • City
  • State
  • ZIP code
  • Years at address
  • Year business started
  • Business phone #
  • Gross annual sales
  • Organization type
  • Nature of business
  • Type of industry
  • Country of origin
  • Number of countries with offices


Step 3- When you have completed the Business Information section, select whether or not you want to enroll in cash access and indicate any existing Pulaski Bank accounts you have by selecting Yes.


Step 4- As the Business Owner, you will need to enter all of the following information as itemized below:

  • Business owner type
  • First name
  • Last name
  • SSN
  • Date of birth
  • Phone number
  • Email address
  • Home street address
  • City
  • State
  • ZIP code
  • Alternate mailing address
  • Annual income


Step 5- Finally, select Yes or No to indicate whether you would like to perform a balance transfer or Add Employee Cards.


Step 6- Before submitting this application, review and agree to the the Visa Business Bonus Rewards Terms and Conditions or Rewards PLUS Terms and Conditions (depending on which card you are applying for). When this and all the other steps are complete, click the Submit link.


Your application has been submitted for approval! You should soon receive confirmation message from EFS. Best of luck from all of us here at!