How to Apply for the Pulaski Bank Cash Rewards American Express Credit Card

Should you be in the market for a credit card that will save you money while making everyday purchases, you might want to consider the Pulaski Bank Cash Rewards American Express Credit Card. Their rewards program offers 3% cash back on gas (for the first $6,000 annually), 2% cash back on supermarket purchases and 1% cash back on all other purchases. No matter where you’re shopping, you’re getting cash back. To entice you even further, they award a $25 cash back bonus after your first purchase and you pay no annual fee. The only thing you have to watch out for is the interest rate. People with an excellent credit score won’t have to worry too much because the rate can be as low as 12.24%. However, make sure you look into your creditworthiness prior to application because you could be paying anywhere up to 23.24% (APR is subject to change). Regardless of your credit rating, you will appreciate a 0% introductory APR for the first 6 billing cycles. If this sounds like a card that has everything you desire, keep reading as we go through the necessary steps to apply for the Pulaski Bank Cash Rewards American Express Credit Card.

Please read through Elan Financial Services’ (card-issuing company) privacy policy to inform yourself on how they will be using your personal information.


To be eligible for this card you must meet the following criteria:

  • 18 years of age or older
  • Have a valid U.S. address
  • Have a valid social security number

How to Apply

Step 1 – First step of the application process is to get to the EFS Pulaski Bank credit card page (we have linked this page here). Scroll down to the Pulaski Bank Cash Rewards American Express Credit Card and click Apply Now.


Step 2 – Now begin filling out the application form. The first section requires you to enter the following information:

  • Name
  • Date of birth
  • Social security number
  • Country of citizenship
  • Country of permanent residence
  • Phone number
  • Email address


Step 3 – You need to provide information on your current living situation, including your address, time at address, housing status and monthly payment.


Step 4 – At this point, Pulaski Bank needs the following financial data to verify your eligibility:

  • Employment status
  • Employer
  • Occupation
  • Annual income
  • Other income
  • Information on all existing accounts with Pulaski banks


Step 5 – At this juncture, you are given the opportunity to make a balance transfer and/or add additional cardholders to the account. If either of these options interest you, simply select YES and enter the information accordingly. If not, you can skip this step.


Step 6 – Last but not least, read carefully through the terms and conditions then tick the box next to I accept the Terms and Conditions. Click Submit and you have successfully complete the application process for the Pulaski Bank Cash Rewards American Express Credit Card. We hope your approval is successful as well.