| Rewards | 5 points per $1 spent at participating Marriott locations, 2 points per $1 spent at restaurants, on car rentals and airline tickets, at office supply stores, and for Internet, cable and phone service purchases, 1 point per $1 spent on all other purchases, 1 Free Night Stay every year after account anniversary at participating Marriott locations |
|---|---|
| Signup Bonus | 80,000 bonus points if you spend $3,000 on purchases within 3 months of account opening |
| Annual Fee | $99 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 25.24% (APR is subject to change) |
| Cash Advance Fee | $15 or 5% whichever is greater |
| Late Payment Fee | $39 |
| Purchases APR | 16.24% (APR is subject to change) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
If you stay at Marriott hotels a lot, this card is great. You get 5× points at Marriott properties, good bonuses on travel and dining, and even a free night stay each year after anniversary. The 80,000-point signup bonus if you spend $3,000 in the first 3 months is a generous welcome offer. Annual fee isn’t too bad ($99), and the point-earning structure covers a lot of useful categories. But if you rarely travel or don’t stay at Marriott, the benefits may not outweigh the fee.
It's great if you stay at Marriott a lot.