| Rewards | Cardholders are enrolled in the Perfect Fit Rewards / Men’s Wearhouse loyalty program, earning rewards primarily through store-based purchase incentives such as reward certificates, tailored offers, and special financing or discounts during promotions. |
|---|---|
| Signup Bonus | New applicants typically receive a first-purchase discount (commonly 10%–20% off) or a promotional savings offer on suits or store purchases. |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | Not applicable |
| Cash Advance Fee | Not applicable |
| Late Payment Fee | Up to $41 |
| Purchases APR | Variable, typically around 35.99% APR |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The Men’s Wearhouse Perfect Fit Credit Card, issued by Bread Financial for Men’s Wearhouse, is a niche store card aimed at shoppers buying suits, rentals, and formalwear. It comes with no annual fee and is mostly known for in-store financing offers, seasonal discounts, and occasional first-purchase savings rather than traditional cash-back rewards.
Most users say they like the upfront discounts at checkout and the ability to finance larger purchases like wedding suits or business wardrobes. Many reviewers mentioned it’s especially useful for one-time big-ticket clothing needs where promotions can meaningfully reduce the total cost.
On the downside, many reviewers point out the very high interest rate, which makes it risky if you don’t pay the balance in full quickly. Others mention that rewards are limited to Men’s Wearhouse purchases, and outside of promotions, the card doesn’t offer much ongoing value compared with general rewards cards. Some also feel the benefits are too situational and not strong enough for everyday use.
Personally, I think this card only makes sense if you’re making a planned, one-time purchase at Men’s Wearhouse and can immediately pay it off. For everyday spending or long-term value, a general cash-back card will almost always be the better option.
RATE THIS CREDIT CARD
Please enter a title of your review.
Please enter a title of your review.
Please write some review.
Bro sorry, but some error occurred :O
R
High late payment fees
It's easy to use when buying suits and dress clothes, and sometimes I get nice store discounts. But the interest is high if you don't pay on time.
