| Rewards | Earn 2 points/$1 spent on National Geographic purchases, 1 point/$1 spent on all other purchases |
|---|---|
| Signup Bonus | 5,000 bonus points after spending $1,500 within the first 3 biling cycles, 0.00% introductory APR for the first 6 billing cycles |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | 25.49% (APR is subject to change) |
| Cash Advance Fee | Either $15 or 5% of the amount of each cash advance, whichever is greater |
| Late Payment Fee | Up to $37 |
| Purchases APR | 16.24% to 23.24%, based on your creditworthiness (APR is subject to change) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
I adore Nat Geo's mission, but the Visa card's rewards barely accumulate and perks feel thin. Supporting causes is nice, yet for everyday spending it just didn't give me much tangible benefits.