| Rewards | Earn 2 points/$1 spent on National Geographic purchases, 1 point/$1 spent on all other purchases | 
|---|---|
| Signup Bonus | 5,000 bonus points after spending $1,500 within the first 3 biling cycles, 0.00% introductory APR for the first 6 billing cycles | 
| Annual Fee | None | 
| Cardmember Agreement | View Here | 
| Cash Advance APR | 25.49% (APR is subject to change) | 
| Cash Advance Fee | Either $15 or 5% of the amount of each cash advance, whichever is greater | 
| Late Payment Fee | Up to $37 | 
| Purchases APR | 16.24% to 23.24%, based on your creditworthiness (APR is subject to change) | 
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