| Rewards | Earn 1 point for every $2 spent on eligible purchases. Once a year, 1,000 points = $10 cashback, which is automatically credited to your account. The card effectively offers up to 1% cashback on eligible purchases, including gas, groceries, and online shopping. It also supports the Quebec Breast Cancer Foundation through eligible purchases. |
|---|---|
| Signup Bonus | None |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | 22.49% |
| Cash Advance Fee | $5 for cash advances made in Canada. $5 + 2.5% foreign currency conversion fee for cash advances made outside Canada (if applicable) |
| Late Payment Fee | No fixed late payment fee. |
| Purchases APR | 20.99% |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
The National Bank Allure® Mastercard® is best known as a no-annual-fee cashback card with a simple rewards structure and a charitable twist, as a portion of eligible purchases supports the Quebec Breast Cancer Foundation. It’s designed for everyday spending rather than premium travel perks, and it typically doesn’t come with a large welcome bonus.
Most users say they like the fact that there’s no annual fee, cashback is easy to earn and redeem, and the card includes useful protections like purchase security and extended warranty coverage. Many reviewers also appreciate supporting a charitable cause while using their credit card.
On the downside, many reviewers mentioned that the rewards rate is fairly modest compared with newer cashback cards. Others point out the lack of premium travel benefits, limited bonus categories, and the absence of a compelling signup offer, making it less exciting for frequent travelers or rewards enthusiasts.
Personally, I think the National Bank Allure Mastercard is a solid choice for people who want a straightforward, no-fee cashback card with a meaningful social impact. If your priority is maximizing rewards or earning a generous welcome bonus, you’ll likely find stronger options elsewhere.
This card focuses on simple credit access but offers little in terms of rewards or perks. The interest rate can be high, and benefits don't standout compared to other options. It works for basic spending but overall value feels weak