| Rewards | None. |
|---|---|
| Signup Bonus | N/A |
| Annual Fee | C$35 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 12.9% APR |
| Cash Advance Fee | C$5 per cash advance made in Canada. |
| Late Payment Fee | No fixed late payment fee. |
| Purchases APR | 9.9% APR |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The National Bank Syncro™ Mastercard® is a low-interest credit card designed for people who want to save money on interest rather than earn rewards. With a lower purchase APR and a modest annual fee, it focuses on affordability and simplicity instead of cashback, travel perks, or signup bonuses.
Most users say they appreciate the card’s low interest rate, especially if they occasionally carry a balance. Many reviewers mentioned that the predictable pricing and straightforward structure make it a practical choice for managing larger purchases or paying down existing debt.
On the downside, many reviewers mentioned that the card lacks rewards, travel benefits, and promotional offers that are common with other credit cards. Some users also feel the annual fee is unnecessary compared with no-fee low-interest alternatives.
Personally, I think the National Bank Syncro Mastercard is a strong option for people who value a low APR and want to reduce borrowing costs. If you usually pay your balance in full every month and want cashback or travel rewards, this card probably won’t provide much value compared with a rewards-focused card.
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Bro sorry, but some error occurred :O
R
Rewards just don't add up
I was excited to this card but the points are spare and bonus categories rarely matched my spending. Activation hoops and weak redemption overall.
