|Signup Bonus||A promotional 3.9% APR on all balance transfers and cash advances for the first 6 billing cycles|
|Cardmember Agreement||View Here|
|Cash Advance APR||8.9%-22.99%, depending on the program chosen (APR is subject to change)|
|Cash Advance Fee||$3.50 at National Bank ATMs and other financial institutions in Canada, $5.00 at other financial institutions outside of Canada|
|Late Payment Fee||The interest rates will increase to 24.99% for purchases and 27.99% for balance transfers and cash advances if the minimum payment is not made 2 consecutive months or 3 times during any 12 month period|
|Purchases APR||13.9%-19.99%, depending on the program chosen (APR is subject to change)|
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