|Rewards||Earn 1.5 points for each $1 spent|
|Signup Bonus||A promotional rate of 3.9% is available for the first 6 billing cycles on all balance transfers and cash advances|
|Cardmember Agreement||View Here|
|Cash Advance APR||22.99% (APR is subject to change)|
|Cash Advance Fee||$3.50 at National Bank ATMs and other financial institutions in Canada, $5.00 at other financial institutions outside of Canada|
|Late Payment Fee||Your interest rates will increase to 24.99% for purchases and to 27.99% for balance transfers and cash advances when you miss a payment for 2 consecutive months or miss 3 payments within a 12 month period|
|Purchases APR||19.99% (APR is subject to change)|
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