| Rewards | Earn National Bank À la carte Rewards points on eligible purchases. Cardholders can earn up to 2 points per $1 spent on select categories and 1 point per $1 spent on other eligible purchases. Points can be redeemed for travel, merchandise, gift cards, or account credits. |
|---|---|
| Signup Bonus | None |
| Annual Fee | C$70 for the primary cardholder. |
| Cardmember Agreement | View Here |
| Cash Advance APR | 22.49% APR |
| Cash Advance Fee | C$5 per cash advance made in Canada. |
| Late Payment Fee | No fixed late payment fee. |
| Purchases APR | 20.99% APR |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The National Bank Platinum® Mastercard® is a mid-tier rewards card known for combining everyday points earning with travel benefits and insurance coverage. With an annual fee, it is aimed at cardholders who want more perks than a basic no-fee card but don’t need a premium travel card.
Most users say they appreciate the flexible rewards program, the ability to redeem points for travel and other options, and the added protections like purchase insurance and extended warranty coverage. Many reviewers mentioned that the card offers a good balance of benefits for regular spenders who want extra value from their everyday purchases.
On the downside, many reviewers mentioned that the annual fee can be hard to justify if spending is low. Others feel the rewards and welcome offers are not as competitive as some higher-end cards that provide larger bonuses, stronger travel perks, or better earning rates.
Personally, I think the National Bank Platinum Mastercard is a solid choice for existing National Bank customers and moderate spenders who want rewards plus useful protections. If you’re looking for maximum cashback or premium travel benefits, you may find better options elsewhere.
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Bro sorry, but some error occurred :O
B
Decent basics, but not a standout
This national bank platinum master card is reliable for everyday spending and handled my balance transfer smoothly, but beyond that it didn't impress much. The interest rate is fair, and I haven't had issues with billing, yet the perks and rewards are minimal compared to other cards I've used. A solid choice if you just want something straightforward, but it doesn't excite
