| Rewards | Earn 1.5 points per $1 spent on eligible business purchases. Points can typically be redeemed for travel, merchandise, gift cards, or account credits through National Bank’s rewards program. |
|---|---|
| Signup Bonus | N/A |
| Annual Fee | C$125 for the primary cardholder. Additional employee cards may have separate fees depending on the account setup. |
| Cardmember Agreement | View Here |
| Cash Advance APR | 22.99% APR |
| Cash Advance Fee | C$5 per cash advance made in Canada. |
| Late Payment Fee | No fixed late payment fee. |
| Purchases APR | 20.99% APR |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
The National Bank Platinum Business Mastercard® is a premium business credit card designed for companies that want rewards and extra business features. It stands out with its points program, travel-related benefits, expense management tools, and a higher annual fee compared with basic business cards.
Most users say they appreciate earning rewards on everyday business spending, the convenience of employee cards, and the added flexibility for managing company expenses. Many reviewers mentioned that the card works well for business owners who regularly put significant purchases on their credit card and can take advantage of the rewards.
On the downside, many reviewers mentioned that the annual fee may be difficult to justify for smaller businesses with lower spending. Others feel that the rewards rate and benefits are not as competitive as some other premium business cards, especially those offering larger welcome bonuses or stronger travel perks.
Personally, I think the National Bank Platinum Business Mastercard is a good fit for established businesses that spend enough to maximize rewards and value the extra features. For small businesses with limited expenses, a no-fee business card may provide better overall value.
I've used this card for several business trips and never had an issue abroad. Purchases process quickly an the insurance perks saved me money on rental card more than once!
I've been using this MasterCard for my small business, and it's been a fantastic addition. The spending limits are generous, and payments are processed smoothly, and customer service is always professional. It's a dependable card that truly supports day to day business operations.