| Rewards | Cardholders will earn 3% on gas purchases, 2% cash back on grocery store purchases, and 1% cash back on all other purchases | 
|---|---|
| Signup Bonus | $100 cash rewards bonus after making at least $500 in purchases within 90 days of opening account, 0% introductory APR for first 12 months on purchases and balance transfers | 
| Annual Fee | $0 | 
| Cardmember Agreement | View Here | 
| Cash Advance APR | 16.24% to 25.24% for direct deposit and cash advances, 25.24% for bank cash advances (APR is subject to change) | 
| Cash Advance Fee | $10 or 3% (whichever is greater) for direct deposit and check cash advances, $10 or 5% (whichever is greater) for ATM, over-the-counter, same day online and cash equivalent cash advances | 
| Late Payment Fee | Up to $37 | 
| Purchases APR | 13.24% to 23.24%, dependent upon creditworthiness (APR is subject to change) | 
 
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