| Rewards | None |
|---|---|
| Signup Bonus | $35 statement credit with your first purchase |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 25.49% (APR is subject to change) |
| Cash Advance Fee | $15 or 5%, whichever is greater |
| Late Payment Fee | Up to $37 |
| Purchases APR | 10.24% to 19.24%, depending on creditworthiness (APR is subject to change) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
I expected more perks for the annual fee. Rewards are minimal, and interest rates are higher than similar cards. Might work for NRA members who rarely use credit, but not worth it for regular spenders.