| Rewards | Every $1 spent at Polaris dealerships or gas stations earns user 2 rewards points, every $1 spent on everyday purchases earns user 1 rewards point | 
|---|---|
| Signup Bonus | Earn 5,000 bonus points after your first purchase | 
| Annual Fee | $0 | 
| Cardmember Agreement | View Here | 
| Cash Advance APR | 24.24% (APR is subject to change) | 
| Cash Advance Fee | 4% or $5, whichever is greater | 
| Late Payment Fee | Up to $37 | 
| Purchases APR | 14.24% to 23.24% (APR is subject to change) | 
 
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