| Rewards | 3 points/$1 at SCHEELS and 1 point/$1 everywhere else. Every 2,500 points automatically earns a $25 SCHEELS gift card. |
|---|---|
| Signup Bonus | $75 SCHEELS offer for new accounts when instantly approved online; current offer runs through October 28, 2026. |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 28.24% variable |
| Cash Advance Fee | 5% of the amount, minimum $5 |
| Late Payment Fee | Up to $40 |
| Purchases APR | 26.24% variable after the promotional period. SCHEELS currently advertises 0% APR for 6 months on qualifying $500+ SCHEELS purchases |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The SCHEELS Visa Credit Card is a no-annual-fee card aimed at frequent SCHEELS shoppers. It earns 3 points per $1 at SCHEELS and 1 point elsewhere, with rewards issued as SCHEELS gift cards.
Most users say the biggest benefit is the straightforward rewards, especially for regular SCHEELS purchases. Many reviewers mentioned that the rewards can be useful for everyday shopping at the store, while the card’s purchase protections are another appealing feature.
On the downside, some users complain about customer service, payment processing and website or app issues. Others have mentioned concerns about credit-limit changes and the relatively high interest rate when carrying a balance.
Personally, I think the card makes the most sense for frequent SCHEELS shoppers who pay their balance in full. If you want flexible cash back or rewards you can use anywhere, the SCHEELS-specific redemption structure may feel limiting.
RATE THIS CREDIT CARD
Please enter a title of your review.
Please enter a title of your review.
Please write some review.
Bro sorry, but some error occurred :O
T
Good for outdoor Gear
I like using this card when buying outdoor and sporting gear at Schools, it makes big purchases easier. However, the rewards are modest and don't add up quickly unless you shop there often.
