The Purdue Federal Visa Student Credit Card has the virtually the same credit plan as the Purdue Federal Visa Traditional Card, except for that with this card, you will get a fixed APR. This fixed APR, while set based on your creditworthiness, will still not unexpectedly rise as most other credit cards do with a variable APR. The set rate for this card will range from 11.5% – 17.5% (APR is subject to change). The credit plan also includes a rewards program of 1 points per $1 spent on all purchases, and a 1.9% introductory APR for the first year. If you are a Purdue University student looking for a credit card that won’t wind up costing you too much in the long run, this may be a good choice. This card caps off at a reasonable rate of 17.5% which, when compared to most cards which demand over 20% if your credit is subpar, is actually a major selling point. We have provided a guide below to help you complete an online application for the Purdue Federal Visa Student Credit Card. Scroll down the page if you’d like to get started, or to get an idea of what is required within the application.

But first, read Purdue Federal privacy notice before you enter your private information into their website.

Requirements

To be eligible for this card you must fulfill the following requirements:

• Be at least 18 years of age
• Have a US SSN
• Be a student

How to Apply

Step 1- You will have to complete a few steps to access a secure application. First go to this page and click the Apply Link.

Step 2- Now enter your Email, and create a Password to be able to register and save your application. Once you have entered these two items, click Start My App.

Step 3- Now navigate to Credit Card and click Apply for a Credit Card.

Step 4- In the Disclosure section, first you will need to click the Online Loan Application Disclosure Verification link and enter the code (found within the linked document) in the blank space beside Verify Code. Click Verify Code and then click the Click here to continue which will appear. Then you will need to read and agree to the following three documents:

• Visa credit card disclosure and agreement
• Cash rewards terms and conditions
• Online loan application e-sign disclosure and consent

Click Next when you’re finished.

Step 5- On the Card Selection page, select Visa Traditional Student and click Next to continue to the next step.

Step 6- Once on the Credit Card Application, start by filling in the following information as indicated:

• Preferred branch
• General purpose of this application
• First name
• Last name
• SSN
• Date of birth
• Member number
• Membership duration
• Citizenship status

Step 7- Next, enter the following information in the Contact Information section:

• Home phone
• Work phone (and extension if needed)
• Cell phone number
• Email
• Preferred contact method

Step 8- To help ensure your account, provide the following information in the Driver’s License and Current Address sections:

• ID card number
• ID state
• ID country
• ID date issued
• ID expiration date
• Address
• Zip code
• City
• State
• Housing status
• Length of time at this location

Step 9- Before continuing to the next page, select whether you would like to receive information about the Member Protection Plan, select your card design and select one category that applies to you from the menu found beside Tell us more about you. Select Yes in the Co-applicant Option section if you would to add a co-applicant, otherwise leave it selected as No. When this page is complete, click Next to proceed to the next one.

Step 10- Start this page by entering the following Employment Information:

• Employment status
• Profession/job title
• Employer
• Supervisor name
• Length of employment
• Years in profession
• Employer’s complete address (Street address, Zip code, City, and State)
• Employer’s phone number

Step 11- In the Monthly Income Information section you will first need to enter the following pieces of information:

• Gross monthly income
• Other income (up to 2)
• If other income is tax-exempt

Next, enter any additional comments in regards to your income into the large blank space, and then provide all of the following information that applies to you in the Monthly Expense Information section:

• Total monthly mortgage
• Job expenses
• Alimony
• Separate maintenance
• Child support
• Tax expense
• Other expense (up to 2), if applicable

When you are ready, click Next to proceed to the last step.

Step 12- You are almost done! Look over the information that you have inputted into your application and correct any possible errors.

Then, review the Terms and Conditions for this card to be sure you agree to the terms. After that, you will need to review and agree to the two statements seen in the example below. These statements outline that the information on your application is accurate and that you will be financially accountable for your account. When you are ready, click I Agree.

Your application is now complete and has been submitted for approval. We wish you the best of luck, and hope that this guide has been helpful to you.

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